Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What is Life Insurance? Part 1 What is Life Insurance? Part 1 Gun Ownership and Your Homeowners Policy Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.